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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,725 | $60,139-40.6% | $90,461-60.5% | $79,856-55.3% |
| Participation rate | 24.1% | 65.0%-40.9pp | 72.7%-48.6pp | 69.6%-45.5pp |
| Annual return | 11.14% | 71.96%-60.8pp | 1294.76%-1283.6pp | 31.71%-20.6pp |
| Employer contribution / active EE | $427 | $2,069-79.4% | $3,264-86.9% | $2,471-82.7% |
| Participant deferral / active EE | $935 | $2,939-68.2% | $3,964-76.4% | $3,741-75.0% |
| Admin fee / account holder | $1,749 | $3,978-56.0% | $5,617-68.9% | $5,306-67.0% |