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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,864 | $54,355-43.2% | $82,744-62.7% | $68,486-54.9% |
| Participation rate | 23.5% | 63.9%-40.4pp | 72.6%-49.0pp | 67.9%-44.4pp |
| Annual return | -7.75% | -13.67%+5.9pp | 702.22%-710.0pp | -7.85%+0.1pp |
| Employer contribution / active EE | $522 | $2,219-76.5% | $3,008-82.7% | $2,597-79.9% |
| Participant deferral / active EE | $1,182 | $3,246-63.6% | $4,395-73.1% | $4,028-70.6% |
| Admin fee / account holder | $6,802 | $4,397+54.7% | $5,325+27.7% | $5,404+25.9% |