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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,887 | $88,815-43.8% | $81,882-39.1% | $145,897-65.8% |
| Participation rate | 40.0% | 75.1%-35.1pp | 72.4%-32.4pp | 80.3%-40.3pp |
| Annual return | 13.26% | 1033.75%-1020.5pp | 779.47%-766.2pp | 552.29%-539.0pp |
| Employer contribution / active EE | $948 | $3,086-69.3% | $2,916-67.5% | $4,663-79.7% |
| Participant deferral / active EE | $1,984 | $4,647-57.3% | $4,323-54.1% | $6,689-70.3% |
| Admin fee / account holder | $1,125 | $8,434-86.7% | $7,360-84.7% | $13,390-91.6% |