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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,536 | $72,071-17.4% | $68,368-12.9% | $137,256-56.6% |
| Participation rate | 36.8% | 76.2%-39.4pp | 73.8%-36.9pp | 80.0%-43.1pp |
| Annual return | 16.65% | 353.14%-336.5pp | 292.57%-275.9pp | 220.34%-203.7pp |
| Employer contribution / active EE | $1,090 | $2,788-60.9% | $2,649-58.9% | $4,156-73.8% |
| Participant deferral / active EE | $2,892 | $4,410-34.4% | $4,123-29.8% | $6,407-54.9% |
| Admin fee / account holder | $493 | $5,336-90.8% | $5,150-90.4% | $12,270-96.0% |