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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,159 | $162,136-54.3% | $152,301-51.3% | $154,746-52.1% |
| Participation rate | 86.4% | 84.1%+2.3pp | 82.4%+3.9pp | 80.7%+5.7pp |
| Annual return | 20.47% | 91.02%-70.6pp | 80.50%-60.0pp | 172.34%-151.9pp |
| Employer contribution / active EE | $4,841 | $4,890-1.0% | $4,624+4.7% | $4,379+10.5% |
| Participant deferral / active EE | $12,149 | $8,341+45.7% | $8,004+51.8% | $6,730+80.5% |
| Admin fee / account holder | $310 | $15,759-98.0% | $14,398-97.8% | $14,365-97.8% |