Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,576 | $93,345-84.4% | $119,126-87.8% | $87,485-83.3% |
| Participation rate | 41.2% | 68.7%-27.6pp | 75.8%-34.6pp | 68.9%-27.8pp |
| Annual return | 19.30% | 19.08%+0.2pp | 282.11%-262.8pp | 26.06%-6.8pp |
| Employer contribution / active EE | $833 | $3,172-73.7% | $4,034-79.3% | $2,596-67.9% |
| Participant deferral / active EE | $1,323 | $4,099-67.7% | $5,318-75.1% | $4,274-69.1% |
| Admin fee / account holder | $2,401 | $8,039-70.1% | $10,693-77.5% | $7,775-69.1% |