Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,576 | $88,672-83.6% | $105,223-86.1% | $82,448-82.3% |
| Participation rate | 41.2% | 67.9%-26.7pp | 75.0%-33.9pp | 68.1%-26.9pp |
| Annual return | 19.30% | 30.86%-11.6pp | 180.65%-161.3pp | 41.64%-22.3pp |
| Employer contribution / active EE | $833 | $3,048-72.7% | $3,689-77.4% | $2,551-67.3% |
| Participant deferral / active EE | $1,323 | $4,036-67.2% | $5,072-73.9% | $4,139-68.0% |
| Admin fee / account holder | $2,401 | $7,146-66.4% | $8,859-72.9% | $7,234-66.8% |