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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,102 | $107,030-38.2% | $73,550-10.1% | $147,586-55.2% |
| Participation rate | 25.0% | 66.4%-41.4pp | 54.9%-29.9pp | 82.8%-57.8pp |
| Annual return | 18.39% | 38.25%-19.9pp | -15.16%+33.6pp | 578.59%-560.2pp |
| Employer contribution / active EE | $0 | $1,760-100.0% | $1,219-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $1,863 | $2,458-24.2% | $1,804+3.2% | $5,439-65.8% |
| Admin fee / account holder | $14,579 | $3,055+377.2% | $2,320+528.5% | $10,886+33.9% |