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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,297 | $108,701+74.1% | $74,723+153.3% | $152,909+23.8% |
| Participation rate | 14.3% | 65.4%-51.1pp | 54.5%-40.2pp | 82.5%-68.2pp |
| Annual return | 25.97% | 114.12%-88.2pp | 753.18%-727.2pp | 345.46%-319.5pp |
| Employer contribution / active EE | $0 | $1,504-100.0% | $1,084-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $1,443 | $2,709-46.7% | $1,962-26.5% | $5,851-75.3% |
| Admin fee / account holder | $1,627 | $4,906-66.8% | $3,335-51.2% | $11,601-86.0% |