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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,205 | $108,201-48.1% | $77,498-27.5% | $158,931-64.6% |
| Participation rate | 42.1% | 64.4%-22.3pp | 54.2%-12.1pp | 82.0%-39.9pp |
| Annual return | 14.47% | 31.68%-17.2pp | 54.79%-40.3pp | 302.86%-288.4pp |
| Employer contribution / active EE | $0 | $1,325-100.0% | $987-100.0% | $4,761-100.0% |
| Participant deferral / active EE | $890 | $2,457-63.8% | $1,861-52.2% | $5,982-85.1% |
| Admin fee / account holder | $54,277 | $3,709+1363.5% | $2,858+1798.9% | $11,247+382.6% |