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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,581 | $97,125+123.0% | $86,233+151.2% | $137,256+57.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 14.71% | 74.19%-59.5pp | 61.39%-46.7pp | 220.34%-205.6pp |
| Employer contribution / active EE | $22,450 | $2,841+690.1% | $2,504+796.4% | $4,156+440.2% |
| Participant deferral / active EE | $21,600 | $5,180+317.0% | $4,559+373.8% | $6,407+237.1% |
| Admin fee / account holder | $2,878 | $9,725-70.4% | $8,342-65.5% | $12,270-76.5% |