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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,744 | $117,846-50.2% | $102,434-42.7% | $145,884-59.7% |
| Participation rate | 63.6% | 78.6%-15.0pp | 76.5%-12.9pp | 80.3%-16.7pp |
| Annual return | 10.10% | 31.90%-21.8pp | 29.46%-19.4pp | 551.85%-541.7pp |
| Employer contribution / active EE | $2,448 | $3,615-32.3% | $3,023-19.0% | $4,662-47.5% |
| Participant deferral / active EE | $2,503 | $5,733-56.4% | $5,055-50.5% | $6,690-62.6% |
| Admin fee / account holder | $540 | $13,356-96.0% | $9,462-94.3% | $13,392-96.0% |