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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,403 | $111,785+9.5% | $93,669+30.7% | $145,877-16.1% |
| Participation rate | 40.0% | 74.2%-34.2pp | 68.7%-28.7pp | 80.3%-40.3pp |
| Annual return | 9.87% | 203.79%-193.9pp | 133.59%-123.7pp | 551.28%-541.4pp |
| Employer contribution / active EE | $678 | $3,096-78.1% | $2,424-72.0% | $4,663-85.5% |
| Participant deferral / active EE | $2,622 | $4,919-46.7% | $4,416-40.6% | $6,691-60.8% |
| Admin fee / account holder | $21,847 | $10,256+113.0% | $8,291+163.5% | $13,402+63.0% |