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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,678 | $148,623-72.6% | $135,974-70.1% | $139,466-70.8% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 63.09% | 79.30%-16.2pp | 68.30%-5.2pp | 373.66%-310.6pp |
| Employer contribution / active EE | $3,167 | $5,246-39.6% | $4,859-34.8% | $4,754-33.4% |
| Participant deferral / active EE | $13,445 | $8,103+65.9% | $7,760+73.3% | $6,712+100.3% |
| Admin fee / account holder | $95 | $12,406-99.2% | $10,767-99.1% | $11,409-99.2% |