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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,539 | $127,387-81.5% | $115,038-79.5% | $125,389-81.2% |
| Participation rate | 66.7% | 84.2%-17.5pp | 81.4%-14.7pp | 83.2%-16.5pp |
| Annual return | -1.99% | 31.28%-33.3pp | 26.14%-28.1pp | 282.24%-284.2pp |
| Employer contribution / active EE | $2,073 | $5,166-59.9% | $4,608-55.0% | $4,866-57.4% |
| Participant deferral / active EE | $4,111 | $6,423-36.0% | $6,026-31.8% | $5,352-23.2% |
| Admin fee / account holder | $2,900 | $9,516-69.5% | $8,175-64.5% | $9,541-69.6% |