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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,578 | $104,953-49.9% | $84,637-37.9% | $152,909-65.6% |
| Participation rate | 57.1% | 74.8%-17.7pp | 68.2%-11.1pp | 82.5%-25.3pp |
| Annual return | 21.50% | 373.94%-352.4pp | 258.82%-237.3pp | 345.46%-324.0pp |
| Employer contribution / active EE | $2,095 | $3,304-36.6% | $2,653-21.1% | $4,764-56.0% |
| Participant deferral / active EE | $3,615 | $4,691-22.9% | $3,900-7.3% | $5,851-38.2% |
| Admin fee / account holder | $881 | $6,244-85.9% | $4,914-82.1% | $11,601-92.4% |