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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,578 | $104,907-49.9% | $84,610-37.9% | $152,870-65.6% |
| Participation rate | 57.1% | 74.8%-17.7pp | 68.2%-11.1pp | 82.4%-25.3pp |
| Annual return | 21.50% | 373.79%-352.3pp | 258.74%-237.2pp | 345.34%-323.8pp |
| Employer contribution / active EE | $2,095 | $3,301-36.6% | $2,652-21.0% | $4,763-56.0% |
| Participant deferral / active EE | $3,615 | $4,688-22.9% | $3,899-7.3% | $5,850-38.2% |
| Admin fee / account holder | $881 | $6,241-85.9% | $4,912-82.1% | $11,597-92.4% |