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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,565 | $109,411-35.5% | $89,435-21.1% | $158,982-55.6% |
| Participation rate | 57.1% | 74.3%-17.1pp | 68.0%-10.8pp | 82.0%-24.8pp |
| Annual return | 12.29% | 345.68%-333.4pp | 245.55%-233.3pp | 302.99%-290.7pp |
| Employer contribution / active EE | $2,191 | $3,173-30.9% | $2,587-15.3% | $4,763-54.0% |
| Participant deferral / active EE | $3,974 | $4,600-13.6% | $3,890+2.1% | $5,983-33.6% |
| Admin fee / account holder | $3,260 | $6,159-47.1% | $4,884-33.3% | $11,252-71.0% |