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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,289 | $138,102-50.6% | $125,381-45.5% | $134,532-49.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -11.79% | 750.73%-762.5pp | 572.31%-584.1pp | 418.27%-430.1pp |
| Employer contribution / active EE | $10,462 | $5,245+99.5% | $4,815+117.3% | $4,741+120.7% |
| Participant deferral / active EE | $8,257 | $7,801+5.8% | $7,448+10.9% | $6,401+29.0% |
| Admin fee / account holder | $965 | $11,568-91.7% | $10,007-90.4% | $11,429-91.6% |