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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,943 | $127,387-87.5% | $115,038-86.1% | $125,389-87.3% |
| Participation rate | 88.9% | 84.2%+4.7pp | 81.4%+7.5pp | 83.2%+5.7pp |
| Annual return | -7.00% | 31.28%-38.3pp | 26.14%-33.1pp | 282.24%-289.2pp |
| Employer contribution / active EE | $0 | $5,166-100.0% | $4,608-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $8,155 | $6,423+27.0% | $6,026+35.3% | $5,352+52.4% |
| Admin fee / account holder | $302 | $9,516-96.8% | $8,175-96.3% | $9,541-96.8% |