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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,563 | $211,946-87.5% | $169,452-84.3% | $135,382-80.4% |
| Participation rate | 84.2% | 82.6%+1.6pp | 77.8%+6.4pp | 82.6%+1.6pp |
| Annual return | -12.51% | 3.26%-15.8pp | 1.83%-14.3pp | 519.77%-532.3pp |
| Employer contribution / active EE | $5,146 | $5,117+0.6% | $4,157+23.8% | $4,779+7.7% |
| Participant deferral / active EE | $3,138 | $6,075-48.4% | $5,277-40.5% | $5,609-44.1% |
| Admin fee / account holder | $1,364 | $11,472-88.1% | $9,110-85.0% | $10,829-87.4% |