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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,956 | $215,361-93.1% | $171,082-91.3% | $273,972-94.5% |
| Participation rate | 81.8% | 82.0%-0.2pp | 76.7%+5.1pp | 83.0%-1.2pp |
| Annual return | 6.16% | 25.14%-19.0pp | 32.56%-26.4pp | 41.46%-35.3pp |
| Employer contribution / active EE | $4,311 | $4,967-13.2% | $4,002+7.7% | $4,869-11.5% |
| Participant deferral / active EE | $2,806 | $5,543-49.4% | $4,797-41.5% | $5,287-46.9% |
| Admin fee / account holder | $741 | $10,846-93.2% | $8,520-91.3% | $10,133-92.7% |