Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION3 years Service code 13 · EIN 35-1140070 | Contract Administrator | $24,120 |
Filed as: MERRILL LYNCH, PIERCE, FENNER & SMI Service code 27 150 N COLLEGE ST · CHARLOTTE, NC 28255 | Advisory (Plan) | $14,696 |
Service code 15 · EIN 13-3180178 | Recordkeeping | $10,856 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,061 | $29,507+49.3% | $56,025-21.4% | $77,762-43.3% |
| Participation rate | 9.5% | 32.7%-23.3pp | 52.5%-43.0pp | 70.6%-61.1pp |
| Annual return | 12.87% | 18.90%-6.0pp | 1712.69%-1699.8pp | 31.27%-18.4pp |
| Employer contribution / active EE | $84 | $570-85.2% | $1,042-91.9% | $2,728-96.9% |
| Participant deferral / active EE | $342 | $1,062-67.8% | $1,955-82.5% | $4,651-92.6% |
| Admin fee / account holder | $373 | $1,041-64.1% | $2,828-86.8% | $433-13.7% |