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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,468 | $77,814-87.8% | $158,223-94.0% | $86,983-89.1% |
| Participation rate | 46.2% | 68.4%-22.3pp | 79.2%-33.0pp | 69.5%-23.4pp |
| Annual return | 17.89% | 30.54%-12.7pp | 52.09%-34.2pp | 25.83%-7.9pp |
| Employer contribution / active EE | $964 | $2,592-62.8% | $4,109-76.5% | $2,584-62.7% |
| Participant deferral / active EE | $1,152 | $3,270-64.8% | $5,467-78.9% | $4,194-72.5% |
| Admin fee / account holder | $2,706 | $5,879-54.0% | $16,047-83.1% | $7,856-65.5% |