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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,583 | $93,598-79.1% | $135,974-85.6% | $75,173-73.9% |
| Participation rate | 94.5% | 75.2%+19.4pp | 81.9%+12.6pp | 67.2%+27.3pp |
| Annual return | 30.16% | 30.89%-0.7pp | 68.30%-38.1pp | 160.72%-130.6pp |
| Employer contribution / active EE | $2,358 | $3,538-33.3% | $4,859-51.5% | $2,671-11.7% |
| Participant deferral / active EE | $5,192 | $6,405-18.9% | $7,760-33.1% | $4,126+25.8% |
| Admin fee / account holder | $1,337 | $6,978-80.8% | $10,767-87.6% | $5,651-76.3% |