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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,902 | $98,776-78.8% | $149,745-86.0% | $79,856-73.8% |
| Participation rate | 76.5% | 75.8%+0.7pp | 82.5%-6.0pp | 69.6%+6.8pp |
| Annual return | 43.34% | 27.38%+16.0pp | 276.72%-233.4pp | 31.71%+11.6pp |
| Employer contribution / active EE | $1,659 | $3,217-48.4% | $4,646-64.3% | $2,471-32.8% |
| Participant deferral / active EE | $4,477 | $5,681-21.2% | $6,843-34.6% | $3,741+19.7% |
| Admin fee / account holder | $1,805 | $6,053-70.2% | $9,312-80.6% | $5,306-66.0% |