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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,709 | $97,550-38.8% | $120,344-50.4% | $87,485-31.7% |
| Participation rate | 73.0% | 72.8%+0.1pp | 76.7%-3.7pp | 68.9%+4.0pp |
| Annual return | 24.87% | 18.41%+6.5pp | 20.30%+4.6pp | 26.06%-1.2pp |
| Employer contribution / active EE | $2,316 | $2,291+1.1% | $3,020-23.3% | $2,596-10.8% |
| Participant deferral / active EE | $4,584 | $4,230+8.4% | $5,135-10.7% | $4,274+7.3% |
| Admin fee / account holder | $1,181 | $9,543-87.6% | $12,742-90.7% | $7,775-84.8% |