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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,996 | $76,371-67.3% | $93,621-73.3% | $72,976-65.7% |
| Participation rate | 55.9% | 71.8%-15.8pp | 75.8%-19.9pp | 69.5%-13.6pp |
| Annual return | 8.83% | 25.82%-17.0pp | 32.76%-23.9pp | 81.02%-72.2pp |
| Employer contribution / active EE | $2,123 | $2,276-6.7% | $2,719-21.9% | $2,440-13.0% |
| Participant deferral / active EE | $3,036 | $3,538-14.2% | $4,070-25.4% | $3,608-15.8% |
| Admin fee / account holder | $170 | $6,839-97.5% | $7,890-97.8% | $5,124-96.7% |