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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,634 | $73,019-64.9% | $90,766-71.8% | $68,490-62.6% |
| Participation rate | 67.2% | 70.8%-3.6pp | 75.7%-8.5pp | 67.9%-0.7pp |
| Annual return | -16.26% | -13.81%-2.4pp | -12.16%-4.1pp | -7.85%-8.4pp |
| Employer contribution / active EE | $1,671 | $2,193-23.8% | $2,922-42.8% | $2,597-35.7% |
| Participant deferral / active EE | $3,030 | $3,626-16.4% | $4,565-33.6% | $4,028-24.8% |
| Admin fee / account holder | $3,385 | $5,897-42.6% | $8,446-59.9% | $5,403-37.4% |