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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,709 | $95,453-37.4% | $112,040-46.7% | $82,448-27.6% |
| Participation rate | 73.0% | 72.8%+0.2pp | 76.5%-3.5pp | 68.1%+4.9pp |
| Annual return | 24.87% | 23.92%+0.9pp | 24.52%+0.3pp | 41.64%-16.8pp |
| Employer contribution / active EE | $2,316 | $2,318-0.1% | $2,954-21.6% | $2,551-9.2% |
| Participant deferral / active EE | $4,584 | $4,224+8.5% | $5,098-10.1% | $4,139+10.7% |
| Admin fee / account holder | $1,181 | $9,013-86.9% | $12,098-90.2% | $7,234-83.7% |