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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,344 | $125,797+162.6% | $170,028+94.3% | $75,181+339.4% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 20.49% | 27.20%-6.7pp | 53.39%-32.9pp | 160.69%-140.2pp |
| Employer contribution / active EE | $22,290 | $4,616+382.9% | $6,788+228.4% | $2,671+734.7% |
| Participant deferral / active EE | $20,197 | $6,838+195.4% | $10,409+94.0% | $4,126+389.5% |
| Admin fee / account holder | $8,516 | $8,177+4.2% | $12,820-33.6% | $5,650+50.7% |