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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,926 | $123,793+139.0% | $177,840+66.4% | $79,852+270.6% |
| Participation rate | 86.2% | 84.7%+1.6pp | 87.7%-1.5pp | 69.6%+16.6pp |
| Annual return | 14.61% | 22.82%-8.2pp | 48.32%-33.7pp | 31.72%-17.1pp |
| Employer contribution / active EE | $19,228 | $4,095+369.5% | $5,919+224.9% | $2,471+678.1% |
| Participant deferral / active EE | $16,516 | $5,956+177.3% | $7,714+114.1% | $3,740+341.5% |
| Admin fee / account holder | $19,162 | $7,243+164.6% | $12,431+54.1% | $5,306+261.1% |