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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,203 | $190,879-80.5% | $160,009-76.7% | $134,532-72.3% |
| Participation rate | 70.0% | 82.0%-12.0pp | 78.0%-8.0pp | 81.2%-11.2pp |
| Annual return | -33.05% | 552.63%-585.7pp | 408.85%-441.9pp | 418.27%-451.3pp |
| Employer contribution / active EE | $2,473 | $4,995-50.5% | $4,225-41.5% | $4,741-47.8% |
| Participant deferral / active EE | $7,002 | $6,924+1.1% | $6,183+13.2% | $6,401+9.4% |
| Admin fee / account holder | $320 | $10,495-97.0% | $8,715-96.3% | $11,429-97.2% |