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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,352 | $228,352-76.2% | $185,835-70.8% | $158,966-65.8% |
| Participation rate | 62.5% | 82.3%-19.8pp | 78.0%-15.5pp | 82.0%-19.5pp |
| Annual return | 38.31% | 40.81%-2.5pp | 35.96%+2.3pp | 302.95%-264.6pp |
| Employer contribution / active EE | $2,241 | $4,967-54.9% | $4,087-45.2% | $4,762-52.9% |
| Participant deferral / active EE | $4,835 | $6,416-24.6% | $5,633-14.2% | $5,983-19.2% |
| Admin fee / account holder | $305 | $11,867-97.4% | $9,502-96.8% | $11,250-97.3% |