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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,193 | $190,916-83.1% | $160,037-79.9% | $134,545-76.1% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.0%-11.3pp | 81.2%-14.6pp |
| Annual return | -18.24% | 552.79%-571.0pp | 408.95%-427.2pp | 418.37%-436.6pp |
| Employer contribution / active EE | $3,293 | $4,996-34.1% | $4,226-22.1% | $4,742-30.5% |
| Participant deferral / active EE | $17,333 | $6,925+150.3% | $6,184+180.3% | $6,401+170.8% |
| Admin fee / account holder | $151,437 | $10,497+1342.7% | $8,716+1637.4% | $11,431+1224.8% |