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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,764 | $211,946-82.7% | $169,452-78.3% | $135,380-72.8% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -9.14% | 3.26%-12.4pp | 1.83%-11.0pp | 519.81%-528.9pp |
| Employer contribution / active EE | $3,514 | $5,117-31.3% | $4,157-15.5% | $4,779-26.5% |
| Participant deferral / active EE | $16,814 | $6,075+176.8% | $5,277+218.6% | $5,609+199.8% |
| Admin fee / account holder | $675 | $11,472-94.1% | $9,110-92.6% | $10,828-93.8% |