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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,995 | $228,395-58.0% | $185,861-48.4% | $158,982-39.6% |
| Participation rate | 75.0% | 82.3%-7.3pp | 78.0%-3.0pp | 82.0%-7.0pp |
| Annual return | 17.24% | 40.82%-23.6pp | 35.96%-18.7pp | 302.99%-285.8pp |
| Employer contribution / active EE | $2,578 | $4,968-48.1% | $4,088-36.9% | $4,763-45.9% |
| Participant deferral / active EE | $12,722 | $6,417+98.2% | $5,634+125.8% | $5,983+112.6% |
| Admin fee / account holder | $1,361 | $11,869-88.5% | $9,503-85.7% | $11,252-87.9% |