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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,579 | $56,544+74.3% | $75,501+30.6% | $70,126+40.6% |
| Participation rate | 68.1% | 68.1%0pp | 72.4%-4.2pp | 69.5%-1.4pp |
| Annual return | 12.64% | 23.59%-10.9pp | 27.35%-14.7pp | 73.15%-60.5pp |
| Employer contribution / active EE | $0 | $1,817-100.0% | $2,352-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $3,362 | $2,580+30.3% | $3,142+7.0% | $3,332+0.9% |
| Admin fee / account holder | $2,293 | $3,827-40.1% | $5,801-60.5% | $4,645-50.7% |