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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,688 | $54,162+109.9% | $68,612+65.7% | $64,173+77.2% |
| Participation rate | 65.5% | 68.1%-2.5pp | 72.2%-6.7pp | 69.6%-4.1pp |
| Annual return | -6.68% | -1.62%-5.1pp | -4.63%-2.0pp | 7.63%-14.3pp |
| Employer contribution / active EE | $0 | $1,846-100.0% | $2,625-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $4,202 | $2,626+60.0% | $3,311+26.9% | $3,470+21.1% |
| Admin fee / account holder | $1,381 | $4,029-65.7% | $5,131-73.1% | $4,887-71.7% |