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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,454 | $58,523+23.8% | $99,470-27.2% | $72,983-0.7% |
| Participation rate | 58.0% | 64.6%-6.6pp | 73.8%-15.8pp | 69.5%-11.5pp |
| Annual return | 18.93% | 28.51%-9.6pp | 30.72%-11.8pp | 81.01%-62.1pp |
| Employer contribution / active EE | $1,073 | $1,512-29.0% | $2,540-57.8% | $2,440-56.0% |
| Participant deferral / active EE | $2,588 | $2,606-0.7% | $3,619-28.5% | $3,608-28.3% |
| Admin fee / account holder | $1,215 | $4,102-70.4% | $6,252-80.6% | $5,124-76.3% |