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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,881 | $45,438-18.8% | $80,004-53.9% | $59,633-38.2% |
| Participation rate | 70.2% | 63.7%+6.5pp | 73.0%-2.8pp | 68.7%+1.5pp |
| Annual return | -2.81% | 5.10%-7.9pp | 7.63%-10.4pp | 2041.45%-2044.3pp |
| Employer contribution / active EE | $846 | $1,236-31.6% | $2,473-65.8% | $2,203-61.6% |
| Participant deferral / active EE | $2,231 | $2,2310% | $3,204-30.4% | $3,192-30.1% |
| Admin fee / account holder | $2,955 | $3,464-14.7% | $5,033-41.3% | $4,297-31.2% |