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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,374 | $166,131-79.9% | $164,975-79.8% | $145,877-77.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 13.86% | 100.37%-86.5pp | 70.12%-56.3pp | 551.28%-537.4pp |
| Employer contribution / active EE | $3,230 | $5,276-38.8% | $4,343-25.6% | $4,663-30.7% |
| Participant deferral / active EE | $7,700 | $6,962+10.6% | $6,033+27.6% | $6,691+15.1% |
| Admin fee / account holder | $7,838 | $16,648-52.9% | $12,688-38.2% | $13,402-41.5% |