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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,374 | $166,020-79.9% | $164,866-79.8% | $145,959-77.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 13.86% | 100.08%-86.2pp | 69.97%-56.1pp | 561.95%-548.1pp |
| Employer contribution / active EE | $3,230 | $5,275-38.8% | $4,343-25.6% | $4,661-30.7% |
| Participant deferral / active EE | $7,700 | $6,961+10.6% | $6,033+27.6% | $6,689+15.1% |
| Admin fee / account holder | $7,838 | $16,644-52.9% | $12,689-38.2% | $13,398-41.5% |