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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,569 | $166,268+67.5% | $165,100+68.7% | $145,897+90.9% |
| Participation rate | 66.7% | 82.0%-15.4pp | 78.6%-12.0pp | 80.3%-13.6pp |
| Annual return | 10.93% | 100.52%-89.6pp | 70.21%-59.3pp | 552.29%-541.4pp |
| Employer contribution / active EE | $2,971 | $5,284-43.8% | $4,348-31.7% | $4,663-36.3% |
| Participant deferral / active EE | $15,179 | $6,964+117.9% | $6,035+151.5% | $6,689+126.9% |
| Admin fee / account holder | $0 | $16,659-100.0% | $12,696-100.0% | $13,390-100.0% |