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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,296 | $183,592-44.8% | $155,574-34.9% | $145,877-30.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.22% | 61.37%-49.1pp | 64.87%-52.6pp | 551.28%-539.1pp |
| Employer contribution / active EE | $5,285 | $5,317-0.6% | $4,676+13.0% | $4,663+13.3% |
| Participant deferral / active EE | $13,387 | $6,466+107.0% | $5,629+137.8% | $6,691+100.1% |
| Admin fee / account holder | $358 | $19,316-98.1% | $15,914-97.8% | $13,402-97.3% |