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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,214 | $175,231-46.2% | $149,696-37.1% | $139,466-32.4% |
| Participation rate | 88.9% | 83.4%+5.5pp | 78.8%+10.1pp | 80.3%+8.6pp |
| Annual return | 17.45% | 166.77%-149.3pp | 134.46%-117.0pp | 373.66%-356.2pp |
| Employer contribution / active EE | $2,050 | $5,478-62.6% | $4,821-57.5% | $4,754-56.9% |
| Participant deferral / active EE | $2,050 | $6,521-68.6% | $5,682-63.9% | $6,712-69.5% |
| Admin fee / account holder | $331 | $16,155-98.0% | $13,212-97.5% | $11,409-97.1% |