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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,169 | $209,422-46.0% | $178,503-36.6% | $158,982-28.8% |
| Participation rate | 83.3% | 86.4%-3.0pp | 81.9%+1.4pp | 82.0%+1.4pp |
| Annual return | 13.70% | 188.81%-175.1pp | 151.12%-137.4pp | 302.99%-289.3pp |
| Employer contribution / active EE | $4,270 | $5,707-25.2% | $5,011-14.8% | $4,763-10.4% |
| Participant deferral / active EE | $6,333 | $5,955+6.4% | $5,202+21.7% | $5,983+5.8% |
| Admin fee / account holder | $1,171 | $17,079-93.1% | $13,987-91.6% | $11,252-89.6% |