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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,964 | $102,663-49.4% | $86,216-39.7% | $139,466-62.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 4.69% | 1924.52%-1919.8pp | 1169.42%-1164.7pp | 373.66%-369.0pp |
| Employer contribution / active EE | $2,327 | $3,035-23.3% | $2,382-2.3% | $4,754-51.1% |
| Participant deferral / active EE | $4,301 | $4,677-8.0% | $3,986+7.9% | $6,712-35.9% |
| Admin fee / account holder | $19,541 | $8,663+125.6% | $6,853+185.1% | $11,409+71.3% |