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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,147 | $118,877-44.4% | $96,570-31.5% | $167,536-60.5% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 5.27% | 50.50%-45.2pp | 37.79%-32.5pp | 478.82%-473.5pp |
| Employer contribution / active EE | $3,237 | $3,121+3.7% | $2,357+37.3% | $4,839-33.1% |
| Participant deferral / active EE | $5,611 | $4,617+21.5% | $3,849+45.8% | $6,342-11.5% |
| Admin fee / account holder | $426 | $8,069-94.7% | $6,182-93.1% | $12,315-96.5% |