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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,531 | $112,933-49.9% | $90,970-37.9% | $158,982-64.4% |
| Participation rate | 75.0% | 74.7%+0.3pp | 69.0%+6.0pp | 82.0%-7.0pp |
| Annual return | 3.14% | 215.82%-212.7pp | 134.60%-131.5pp | 302.99%-299.8pp |
| Employer contribution / active EE | $1,303 | $2,893-55.0% | $2,122-38.6% | $4,763-72.6% |
| Participant deferral / active EE | $1,882 | $4,128-54.4% | $3,373-44.2% | $5,983-68.5% |
| Admin fee / account holder | $353 | $8,047-95.6% | $5,961-94.1% | $11,252-96.9% |