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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,312 | $112,131-61.4% | $95,964-54.9% | $158,982-72.8% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 17.92% | 171.19%-153.3pp | 91.64%-73.7pp | 302.99%-285.1pp |
| Employer contribution / active EE | $1,990 | $3,199-37.8% | $2,541-21.7% | $4,763-58.2% |
| Participant deferral / active EE | $3,532 | $4,784-26.2% | $4,167-15.2% | $5,983-41.0% |
| Admin fee / account holder | $2,858 | $10,136-71.8% | $6,797-58.0% | $11,252-74.6% |