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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,125 | $150,197-50.6% | $120,368-38.4% | $145,959-49.2% |
| Participation rate | 62.5% | 78.8%-16.3pp | 71.9%-9.4pp | 80.3%-17.8pp |
| Annual return | 15.69% | 154.26%-138.6pp | 107.26%-91.6pp | 561.95%-546.3pp |
| Employer contribution / active EE | $1,531 | $4,350-64.8% | $3,465-55.8% | $4,661-67.1% |
| Participant deferral / active EE | $3,047 | $6,174-50.6% | $4,991-39.0% | $6,689-54.4% |
| Admin fee / account holder | $105 | $12,216-99.1% | $9,429-98.9% | $13,398-99.2% |