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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,642 | $102,393+152.6% | $147,041+75.9% | $80,911+219.7% |
| Participation rate | 98.8% | 75.9%+22.9pp | 82.2%+16.6pp | 67.6%+31.1pp |
| Annual return | 19.46% | 134.95%-115.5pp | 419.21%-399.7pp | 35.63%-16.2pp |
| Employer contribution / active EE | $15,295 | $3,715+311.7% | $4,935+209.9% | $2,756+455.0% |
| Participant deferral / active EE | $14,357 | $6,647+116.0% | $8,071+77.9% | $4,297+234.1% |
| Admin fee / account holder | $16,556 | $7,943+108.4% | $13,006+27.3% | $6,935+138.7% |