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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,642 | $102,429+152.5% | $147,096+75.8% | $80,925+219.6% |
| Participation rate | 98.8% | 75.9%+22.9pp | 82.2%+16.6pp | 67.7%+31.1pp |
| Annual return | 19.46% | 135.02%-115.6pp | 419.75%-400.3pp | 35.65%-16.2pp |
| Employer contribution / active EE | $15,295 | $3,716+311.7% | $4,936+209.9% | $2,756+454.9% |
| Participant deferral / active EE | $14,357 | $6,649+115.9% | $8,071+77.9% | $4,299+234.0% |
| Admin fee / account holder | $16,556 | $7,957+108.1% | $13,005+27.3% | $6,940+138.6% |