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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,608 | $98,760+98.1% | $149,715+30.7% | $79,858+144.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 20.33% | 27.43%-7.1pp | 276.66%-256.3pp | 31.72%-11.4pp |
| Employer contribution / active EE | $15,971 | $3,217+396.5% | $4,645+243.9% | $2,471+546.4% |
| Participant deferral / active EE | $11,280 | $5,681+98.6% | $6,842+64.9% | $3,740+201.6% |
| Admin fee / account holder | $5,609 | $6,053-7.3% | $9,310-39.7% | $5,306+5.7% |